Umbrella insurance is a broad type of insurance that protects you from a wide variety of risks. It goes beyond the normal liability limits of standard home or auto insurance policies, and covers you for a higher amount against unpredictable risks. A locally based Peekskill insurance professional can help you decide what type and size of coverage suits you best.
Our umbrella insurance plans work hand in hand with your current policies to provide additional coverage for bodily injury and property damage, as well as other threats not covered under your regular policy. Because your current general liability policy may contain different limits than the coverage of your neighbor across the street, no one liability limit works for everyone.
Our agents can ensure that your custom umbrella plan extends your limits only as much as you actually need and no more.
Anyone with assets should strongly consider getting an umbrella insurance plan. You may have a good homeowners’ policy, for example, but what happens should someone sue you over an accident that happened on your property? The suit amount could easily exceed the limits of your policy. Who picks up the tab? You do…unless you have an umbrella plan.
Likewise, what happens if, as the result of an auto accident, you’re sued for more than the limits on your auto insurance? Again, you would be responsible for paying. An umbrella plan can get you off the hook. Fortunately, our umbrella plans are very reasonably priced, and in these especially litigious times, they’re protection that every driver or property owner should seriously consider.
Contact Us For More Information.
At MHB Insurance, we can help you select the umbrella insurance policy that’s right for your circumstance. Call 914-737-3430, email us, or fill out the convenient form on this page.