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Long Tail Liability
Often called "long-tail" liabilities or claims, these are "incurred but not reported" (IBNR) liabilities arising from injuries that occurred in the past but resulted in claims slowly (settlement occurs well after the policy expired).
Insurance Industry News from ProgramBusiness.com
Child Welface Insurance ProgramStorefront Owner Child Welfare Insurance Program http://www.programbusiness.com/tracking/sftracker.asp?SFid=206 has renewed their storefront lease.
If you’re interested in working with homes for abused children, children’s counseling centers, foster family agencies and other child related services, Child Welfare Insurance can help.
This is the only program of it’s type in the US, designed by executive directors, social workers, and psychologists, endorsed by The Child Welfare League of America, and is available only for child welfare agencies.
Child Welfare Insurance is the only insurance organization in North America serving child caring organizations exclusively. Child Welfare Insurance Program’s primary goal is to help child welfare providers keep children safe. They do this through comprehensive risk management materials provided free of charge to all policyholders and through stringent underwriting guidelines that reward good caretakers of children and raise the bar for others.
Here's a sampling list of a few coverages available in The Child Welfare Insurance Program:
General and professional liability
Abuse and sexual molestation
Negligent Supervision
Negligent Hiring
Property
Auto
Foster Family agency Liability Insurance
For more information, visit their storefront at http://www.programbusiness.com/tracking/sftracker.asp?SFid=206.
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